Grants and Student Loans
The most important thing you can do to receive financial aid is submit the FREE Federal Application for student aid by going to www.fafsa.ed.gov.
The best way to find out exactly how much financial aid you will be receiving is to submit the FAFSA and apply to Judson.
Your financial aid amount is determined by several factors:
- The report we receive from FAFSA
- The cost of earning your degree (which includes not only tuition, but also a standard estimate of indirect costs like living expenses and transportation)
- How many credits you are transferring into Judson
- Whether you are a full- or part-time student (all cohort students are full-time)
You do not have to repay grants (“free money”), one form of financial aid. They are based on your demonstrated financial need as determined by the FAFSA.
These loans can be deferred while you remain a student (at least part-time status). The government pays the interest for you while they are in deferment. Subsidized loans are based on your financial need.
These loans can also be deferred while you remain a part- or full-time student; however, interest will accrue at a low interest rate. Unsubsidized loans are available regardless of your financial need.
Repayment of your loans starts six months after you graduate or drop below half-time status.
We strongly recommend that you apply for financial aid regardless of your income or tuition reimbursement benefits. If something unexpected happens to your source of income or benefits, you’ll be at an advantage and minimize the risk of having to drop out of school.
Note: Financial aid is available for degree-seeking students
Contact us with any questions you may have.