Federal students loans are available to help students meet their financial needs. Loans must be repaid according to the schedule of repayment for each type of loan. The FAFSA form must be completed for students to be eligible for student loans. We also offer a variety of Alternative loans for students who still need to meet financial needs. There are also parent loans available for parents of dependent students. Students who borrow for the first time will be required to complete a Master Promissory Note and Entrance Counseling online. This must be completed before the students loan can disbursed onto the student's account.
Direct Ford (Stafford) Student Loans
Direct Ford Subsidized Loan: This is a need based loan. Repayment begins 6 months after graduation or unless the student falls below half-time (less than 6 hours).
Direct Ford Unsubsidized Loan: This is a non-need based loan. Interest begins to accrue after the loan is disbursed. Repayment begins 6 months after graduation or unless the student falls below half time (less than 6 hours).
Direct Ford Parent Plus Loan: (Click here to apply) This is a non-need based loan for parent borrowers. Interest begins to accrue after the loan is disbursed.
Federal Student Aid ID: You will your need an FSA login and password (same credentials used to file your FAFSA) to complete the following steps in your student loan process. If you do not have an FSA ID or have forgotten your FSA ID and/or password please visit https://studentaid.ed.gov/sa/fafsa/filling-out/fsaid.
Master Promissory & Entrance Counseling
Entrance Counseling: www.studentloans.gov
Master Promissory Note: www.studentloans.gov
Calculate Your Payments
Go to https://studentaid.ed.gov/sa/repay-loans/understand/plans
Federal Perkins Loan: This is a need based loan awarded to Freshmen and Sophomores who meet Judson's eligibility requirements. To complete your Master Promissory Note and have your Perkins Loan applied please visit www.ecsi.net/promk1.html.
Note: You will also need your Social Security Number, last name, and date of birth. In addition, you will need to provide completed reference material on yourself, next of kin and two additional references.
- Freshman Subsidized Loan: $3500
- Freshman Unsubsidized Loan: $2000
- Freshman Perkins Loan: $2000
- Sophomore Subsidized Loan: $4500
- Sophomore Unsubsidized Loan: $2000
- Sophomore Perkins Loan: $1000
- Junior Subsidized Loan: $5500
- Junior Unsubsidized Loan: $2000
- Senior Subsidized Loan: $5500
- Senior Unsubsidized Loan: $2000
*Additional unsubsidized loan money is available for Independent students.
Private Loan Suggested Lender List:
Private loans are optional loans taken out to cover up to the cost of attendance that other forms of financial aid do not cover