Payment Policy

Cohort

AU students in a cohort program are billed on a per term basis rather than a course-by-course basis. Tuition payment for each term is due two weeks before the first day of class in each term. Payment in full can be one or more of the following: cash, check, credit card (no VISA), financial aid (with signed award letter and/or promissory note), Tuition Deferred Plan (TDP), approved Employer Tuition Reimbursement Plan (ETRP), approved scholarship, a confirmed state vocational training grant, or confirmed Veteran's rehabilitation training program.

A late payment fee per term will be charged if tuition charges remain unpaid after 30 days from the start date of the term. A carrying charge of 1.3 % per month, compounded monthly is assessed on any charges remaining over 30 days.

Grades, diplomas, transcripts, letters verifying program completion or any other student credentials will be issued only when all debt to Judson University has been paid in full.

The process of releasing any of the above documents will begin immediately upon the payment of the debt by cash, certified check or by an online payment. If the debt is settled with a personal or electronic check, the documents will be released upon verification that the appropriate funds have been transferred as a result of the check clearing the bank, usually a 5-7 business day process.

Courses Taken Outside of Cohort Program

Tuition and fees for all AU classes taken outside the cohort program are due and payable two weeks before the official start date of each course. Any and all subsequent miscellaneous charges are due and payable within 30 days from the date they appear on the student's statement of account.

A late payment fee will be charged at the end of the 30-day period on any tuition balance not covered by one or more of the following payment arrangements: cash, check, credit card (no VISA), financial aid (with signed award letter and /or promissory note), Tuition Deferment Plan (TDP), approved Employer Tuition Reimbursement Plan (ETRP), approved external scholarship or a confirmed state rehabilitation grant.

A carrying charge of 1.3% per month, compounded monthly, is assessed on any charges remaining unpaid for over 30 days.

Grades, diplomas, transcripts, letters verifying program completion or any other student credentials will be issued only when all debt to Judson University has been paid in full.

The process of releasing any of the above documents will begin immediately upon the payment of the debt by cash, certified check or by an online payment. If the debt is settled with a personal or electronic check, the documents will be released upon verification that the appropriate funds have been transferred as a result of the check clearing the bank, usually a 5-7 business day process.

Carrying Charges

A carrying charge of 1.3% per month, compounded monthly, is assessed on any outstanding student account balance remaining unpaid for more than thirty (30) days. Statements of accounts are published online on or about the 16th of each month.

An Adult Undergraduate Studies student will not be allowed to transfer into or register for any Judson course (traditional, AU or customized learning) until the student's account is current. A student's account is considered "current" when it has been paid in full via one or more of the payment arrangements listed under Payment Policy.

Refund Policies

Cohort

Students who withdraw from the University must notify their academic advisor and sign the completed Add/drop form to establish the official date of withdrawal. If a student withdraws without notification, Judson University will determine the withdrawal date.

New students with federal financial aid who withdraw during their first term in the cohort program will receive a pro-rata reduction in their financial aid, and must contact the Financial Aid office for more information.

The following is the schedule of refund for the student who withdraws completely from a cohort term:

• Prior to the first weekly meeting of the term — 100%

A full refund is allowed only if the educational resource materials are returned unused to the academic advisor or to the Curriculum Service Associate, otherwise $525.00 will be assessed for these materials.

• Prior to the third meeting of the term — 90%
• Prior to the seventh meeting of the term — 50%
• Prior to the eleventh meeting of the term — 25%
• Any subsequent withdrawals — 0%

A Term consists of multiple courses with the same registration date, taught in consecutive order.

• Tuition refunds will be calculated on the full term charge only.
• There is no per class or hourly rate.
• There is no refund for an individual course that is dropped from the cohort term.

The following is the schedule of refunds for courses dropped from within a cohort program term:

Students must notify their Academic Advisor and sign a completed Add/Drop form to establish the official drop date for cohort courses dropped.

Students who drop courses from their cohort program are not issued a refund; however they do have the option of rescheduling these courses without paying additional tuition charges providing the following conditions exist:

• a grade of W or WP was issued for the dropped course.
• the course is rescheduled no later than the first time offered after their cohort has ended.
• the student is charged an add/drop fee for each dropped course.
• the student is charged a change of cohort fee if the student "stops out" temporarily in order to move to another cohort.

Students who cannot take the course within these parameters will be required to pay again for the course.

Students who break residency for one or more academic sessions will be required to apply for readmission and pay again for the course.

Books and materials will not be provided for rescheduled courses. Students who reschedule courses may be required to purchase books and materials if new editions are being used in the rescheduled course.

The following is a schedule of refunds for Individual Courses:

Students must notify their Academic Advisor and sign a completed Add/Drop form to establish the official date of withdrawal for each course dropped.

New students with federal financial aid who drop courses or withdraw completely from the University during an academic session (Fall, Spring, Summer) will receive a pro-rata reduction in their financial aid, and must contact the Financial Aid office for more information.

The following is the schedule of tuition refund for the student who withdraws properly from an elective course:

• Prior to the 1st week from the starting date — 100%
• Prior to the 2nd week from the starting date — 90%
• Prior to the 4th week from the starting date — 50%
• Prior to the 7th week from the starting date — 25%
• After the 7th week from the starting date — 0%
• Tuition and fees for courses cancelled by the University are fully refundable.

Employer Tuition Reimbursement

Judson University cooperates with many businesses and other organizations which offer tuition reimbursement plans to their employees. For any Judson student participating in such a plan, the university will defer that portion of tuition which is covered by the employer's plan.

Judson's acceptance of a tuition reimbursement plan on behalf of any student is subject to the following conditions:

• The amount of tuition deferred may not exceed the anticipated net proceeds from the employer under the plan, where anticipated net proceeds represent the estimated plan reimbursement.
• Deferment plans must be set up on a per term basis with a per term fee charged.
• The university must receive the deferred tuition payment either directly from the employer or from the student within 30 days following the end of the course/term to which it applies.

If full payment is not received within these 30 days, the amount deferred will become subject to all monthly carrying charges and the late payment fee. Receipt of the payment within this 30-day period is defined as "timely receipt."

Students who wish to receive an invoice for tuition reimbursement should contact the AU Student Accounts Coordinator in the Student Accounts Department.