Loans
Federal students loans are available to help students meet their financial needs. Loans must be repaid according to the schedule of repayment for each type of loan. The FAFSA form must be completed for students to be eligible for student loans. We also offer a variety of Alternative loans for students who still need to meet financial needs. There are also parent loans available for parents of dependent students. Students who borrow for the first time will be required to complete a Master Promissory Note and Entrance Counseling online. This must be completed before the students loan can disbursed onto the student’s account.
Direct Ford (Stafford) Student Loans
TYPES OF DIRECT FORD LOANS
DIRECT FORD SUBSIDIZED LOAN
This is a need based loan. Repayment begins 6 months after graduation or unless the student falls below half-time (less than 6 hours).
DIRECT FORD UNSUBSIDIZED LOAN
This is a non-need based loan. Interest begins to accrue after the loan is disbursed. Repayment begins 6 months after graduation or unless the student falls below half time (less than 6 hours).
DIRECT FORD PARENT PLUS LOAN (CLICK HERE TO APPLY)
This is a non-need based loan for parent borrowers. Interest begins to accrue after the loan is disbursed.
FEDERAL STUDENT AID ID (FSA ID)
CREATE OR MANAGE YOUR FSA ID
You will your need an FSA login and password (same credentials used to file your FAFSA) to complete the following steps in your student loan process. If you do not have an FSA ID or have forgotten your FSA ID and/or password please visit https://studentaid.ed.gov/sa/fafsa/filling-out/fsaid.
Electronic Loan Forms
In order for our office to apply the loans to your account (certify), please complete the Entrance Counseling, Master Promissory Note, and Annual Student Loan Acknowledgment. See the links below.
You complete these documents electronically by visiting https://studentaid.gov. You will need your FSA ID and password to complete this form (the same ID and password used to complete your FAFSA). If you have forgotten your FSA ID, please visit the following link to retrieve it: https://fsaid.ed.gov/npas/pas/pub/ForgotUsername?appid=fafsa.
When you have completed all of these electronic documents, please be sure to reply to this email to alert us.
Entrance Counseling: www.studentloans.gov
Master Promissory Note: www.studentloans.gov
Loan Acknowledgement: www.studentloans.gov
Calculate Your Payments
Go to https://studentaid.ed.gov/sa/repay-loans/understand/plans
*Additional unsubsidized loan money is available for Independent students.
Private Loans
PRIVATE LOAN SUGGESTED LENDER LIST
Private loans are optional loans taken out to cover up to the cost of attendance that other forms of financial aid do not cover